Loans That Put You First
No hidden fees. Fair rates. Flexible repayments. As a not-for-profit credit union, we're here to help you achieve your goals.
Already a saver with Stockport Credit Union? You could borrow at a lower rate with our Saver Loan
A convenient way to borrow, exclusively for members who receive Child Benefit.
A stress-free way to borrow, exclusively for employees of our partner organisations
Borrow smarter, not harder, from £3,000 to £10,000, repaid straight from your salary. No hassle, just seamless borrowing built around your payday.
A stress-free way to borrow, exclusively for our new members starting your saving / loaning journey.
Secure affordable loans backed by your savings
One payment instead of many. Consolidate your debts and take back control of your finances.
Why Borrow From Your Credit Union?
We're different from traditional lenders. Here's how we put members first.
Fair Rates
We don't have shareholders, so our rates are designed to cover costs, not maximise profits
Local & Personal
We're based in Stockport, serving SK postcodes. You're not just a number - you're a valued member of our community.
Financial Inclusion
Accessible savings and loans for everyone who lives or works locally.
Loan Protection
When you take out a loan with us you also get Free Loan Protection of up to £10,000*
So, if you were to die before your Credit Union loan is repaid, this protection can help towards settling the debt, helping protect your family from the financial burden of bereavement.
This benefit is included at no extra cost to you as part of your Stockport Credit Union membership
*Subject to terms and conditions. Cover limits vary and certain restrictions apply based on age and loan amount. Individual limits and restrictions may also vary over time. Please ask us for more details about Loan Protection.
Common Questions
Anyone living or working in an SK postcode can become a member and apply for our loans. You'll need to join Stockport Credit Union first, which is quick and easy.
Up to 3 working days.
You'll need proof of ID (passport or driving license) and proof of address (utility bill or bank statement). For certain loans, we may also request proof of income or employment.
No! We believe in complete transparency. There are no application fees, no early repayment penalties, and no hidden charges. The interest rate detailed on your loan agreement is what you will pay.
Yes! You can pay off your loan early at any time without any penalties. You'll only pay interest for the time you actually have the loan, which could save you money.
Please contact us as soon as possible. We're here to help and can work with you to find a solution, whether that's adjusting your payment schedule or connecting you with free debt advice services.
Ready to Get Started?
Join thousands of members who've found a fairer way to borrow. Apply in our app or speak to our friendly team.